Director
Senior Financial Advisor, CIM
Rick has been supporting clients with financial advice through all stages of life for more than 30 years. In 2003, he established The Heritage Group in Guelph, Ontario, with a vision of providing clients with exceptional service through a team of diversified experts. From the beginning, the people of Guelph have held a special place in his heart; he has enjoyed supporting many in the community on their financial journeys. As one of The Heritage Group’s Chartered Investment Manager (CIM®) designation holders, Rick brings a wealth of economic and technical analysis to better support clients in optimizing their portfolios. In addition to his investment knowledge, Rick’s success can be attributed to his friendly, personable nature and infectious smile.
Rick has been married to his beautiful wife Zonya for more than 40 years. Together they have raised three grown children and are blessed to see their family grow with their children’s spouses and grandkids as well as folks Rick fondly welcomes as honorary members of his family. Rick has never been happier. He is passionate about travel, family and continues to be a proud Toronto Maple Leafs fan.
Vice President Wealth Strategies
Financial Advisor, CIM
Beau brings his expertise, enthusiasm, and leadership to The Heritage Group, where he is committed to guiding and coaching our clients. As one of The Heritage Group’s Chartered Investment Manager (CIM®) designation holders, Beau takes pride in integrating advanced and specialized investment advice into our clients' financial plans. He is focused on understanding client needs and implementing strategies and solutions to achieve their goals.
Since 2012, Beau has provided guidance, support, and coaching within the financial services industry to both clients and numerous financial advisors. During his tenure at one of Canada’s largest financial institutions, he helped develop retirement planning strategies and took great joy in seeing the positive impact they have had on Canadians. He is excited to provide specialized wealth strategies directly to clients of The Heritage Group.
Beau and his amazing wife Kristy, along with their two children, love adventuring together. As his children enter their teenage years, he has a passion for teaching them and equipping the next generation with the coaching, tools, and habits needed to reach financial success.
Professional Financial Advisor PFA, EPC, CEA
Steve is a Professional Financial Advisor and is dedicated to providing independent, objective advice and integrated wealth creation and protection solutions that will simplify your life and provide true "peace of mind."
Steve works hard to ensure that every client will receive the personal attention to detail required to meet their financial goals. He is committed to your best interests and assures a level of service and integrity that will put your needs first.
Steve enjoys traveling, photography and always has the latest electronic gadget.
Financial Advisor EPC, CCS, CEA, PFA
I am really thrilled and grateful that you're here.
Below I’m going to give you the 'credibility' story…. you know - the talk about yourself and what you've done. To be honest I’m more interested into getting to know YOU but let’s get on with this first and then we can get to know each other so much better through our time working together.
I am a daughter, sister, wife, mother, and grandmother, all of which have filled me with laughter, tears, hard choices, growing points and proud moments in this crazy journey we call life. These experiences have added to my financial education and continued professional development as an independent financial advisor. I have over 24 years’ experience working in financial services along with several specialized designations which allow me to help you with managing money, dealing with retirement along with elder planning and estate issues.
I believe whole heartedly in both living in the moment, while still maintaining a balance of planning for your future. What I know for sure? As you move through the different milestones of your family’s life, this can seem like a rather complex task.
“How do we still live life to the fullest every day, enjoying the little moments along the way - like the family dinners out, cottage weekends away, and vacations- while still putting aside that money for our retirement?” “Are we doing enough?” Because the interesting thing about the future is it arrives faster than any of us expect!!
What I love most about what I do is helping to remove this uncertainty in your lives.
This isn't just a meeting to sit across the table with you to show you what you "should" be doing in life. I really want to get to know you, your goals, and desires, whether that's through helping you with life's challenging financial decisions or tackling your goals one at a time. I want to be there with you along the way as your future unfolds. “Life is complicated enough; your money doesn't have to be.”
Financial Advisor
Anthony is a dedicated Financial Advisor committed to enhancing your financial well-being through expert advice and strategic solutions. With a solid foundation in finance, Anthony graduated from the University of Guelph Humber with a major in Finance and has earned credentials including the Canadian Securities Course. Currently pursuing the prestigious Chartered Investment Manager (CIM) designation, Anthony is driven to expand his knowledge and expertise in the dynamic financial industry.
Anthony's career began at TD, where he cultivated a passion for meticulously analyzing client portfolios and delivering tailored solutions to optimize wealth management and debt strategies. He prides himself on providing personalized attention and strategic guidance that aligns with each client's unique financial goals and aspirations. Anthony's approach is rooted in integrity, ensuring that your best interests always come first.
Beyond his professional pursuits, Anthony maintains a commitment to continuous learning and staying abreast of industry trends to offer cutting-edge financial advice. By partnering with Anthony, you can expect a trusted advisor who not only simplifies your financial complexities but also empowers you to achieve greater financial security and peace of mind.
Office Manager
Kristy is responsible for managing the support team at The Heritage Group to ensure we deliver on our vision to provide an exceptional client experience. She brings her enthusiastic smile, flair for multi-tasking, and joy to our team. With her drive to solve problems and attention to detail, Kristy has been the anchor of our team since 2018 and ensures all administration, client requests, and questions are handled with both care and speed.
Kristy also applies these qualities in her personal life. She is intentionally focused on actively supporting her family; whether cheering on her daughter in competitive dance, celebrating her son’s love of piano, or adventuring with her husband Beau, she is proud to be the anchor in her family as well. Kristy also loves diamond painting, quilting, and spending time outdoors camping and hiking.
Technical Coordinator
Lucas is responsible for both technical and administrative needs at The Heritage Group. From setting up computers to executing trades, he is an integral part of our team. Our vision to provide an exceptional client experience requires organization and accuracy. Lucas takes this very seriously, helping our team with precision in data entry and the organization of client files. Lucas has been in the technical industry for over 20 years and enjoys teaching others about the newest technological updates.
Outside of work, his interests include his love for animals, the outdoors, and playing the piano. Along with his wife Amanda, Lucas loves to share his passions and hobbies with his children, nieces, and nephew. By combining his love for his family with his technological background, Lucas continuously provides new entertainment, fun, and many laughs. He is also known to share the best lunches at the office with his flair for cooking.
Operations Coordinator
Spencer is responsible for the general property maintenance at The Heritage Group. With his passion for coding and mathematics, Spencer’s responsibilities have recently included the refresh of our website. He has become our resident expert in website technology so that our clients have up-to-date information available with ease of use and speed.
Outside of work, Spencer enjoys robotics and programming. He is currently pursuing a degree in Mathematics at the University of Waterloo.
Our goal is to walk with you on your financial journey built on long-term trust relationships and education. We strive to understand all aspects of your financial situation including through collaboration with your existing specialists (tax, legal, etc.) so that our team can provide personalized advice and support. We are happy to have an initial conversation to ensure we are the best team to support you.
Director
Senior Financial Advisor, CIM
Vice President Wealth Strategies
Financial Advisor, CIM
Professional Financial Advisor
PFA, EPC, CEA
Financial Advisor
EPC, CCS, CEA, PFA
Financial Advisor
Office Manager
Technical Coordinator
Operations Coordinator
The Heritage Group - Private Financial Services Ltd.
